At ACK IMANI TALENT SACCO (“AITS”), we take your privacy seriously.

We advise that you read and understand this summary as we want to ensure that you fully understand how and for what purposes your data is being used.

For more details about anything covered in this summary, please see our full Privacy Notice available at www.ackimanitalentsacco.com. You can also obtain a copy by visiting any of our branches.

Your personal Data

While providing our services, we will collect some personal data about you, some of which will be termed personal data.

Any personal data which we hold about you is collected directly from you through your interactions with us and our products and services.

There are some instances in which we will collect your personal data indirectly from: the public domain; people appointed to act on your behalf; other organizations; credit reference bureaus; fraud prevention agencies.

This information is needed so that we can provide products and services to you. If you do not provide the personal data asked for, we may be delayed or prevented from providing such products and services.

Processing your personal Data

We process your personal data for the following purposes:

• Provide you with our products and services;
• Communicate information about products and services you have with us;
• Operate and maintain the products or services you have with us;
• Help us detect and prevent fraud;
• Protect our business interests;

Fulfill legal or regulatory requirements.

We only collect your personal data for the purposes for which it was collected, or where we have a proper reason for using it.

Processing with your consent

We will ask you for specific consent to process your information for direct marketing and for some special categories of personal data such as about your health.

In circumstances where you have provided your consent to the processing of your personal data for a specific purpose, you have the right to withdraw your consent for that specific processing at any time.

Storing your personal data

Our retention of your personal data aids AITS in complying to its legal and regulatory obligations and will only be used and accessed by those authorized to handle it.

We do retain your data for as long as is necessary. There are some instances we may retain your personal data, owing to legal responsibilities, relating to finance or audit purposes.

We have implemented measures to prevent your personal data from being lost, misused, or accessed without permission, as well as ensuring its confidentiality.

Sharing your personal data

As part of our daily operations, we may from time to time share your personal data with third parties as part of fulfilling our legal and or contractual obligations.

We will always ensure that those with whom it is shared with process it in an appropriate manner and take all necessary measures in order to protect it to the expected standards.

Some of the parties we may share your personal data with include;

• Our service providers and agents
• Representatives/advisers Credit Reference Bureau (CRB)
• Banks
• Debt collection agencies
• Members’ employers
• Insurance providers

Transferring Personal Data outside Kenya

We may transfer the personal information we collect about you to outside Kenya for processing.

To ensure your personal information receives an adequate level of protection we have put in place appropriate measures to ensure your personal data is treated by those third parties in a way that is consistent with Kenyan laws on data protection.

Your legal rights

You have a number of rights relating to your personal data e.g., to see what we hold; to ask us to share it with another party; to ask us to update incorrect or incomplete details; to object to or restrict processing of it; to make a complaint; to object to any automated decision making; and to withdraw any permission you have previously given to allow us to use your personal data.

Complaint

Should you have any complaints or queries about anything relating to the privacy of your personal data, or any other data protection issues, you can get in touch with us by:

Email: info@ackimanitalentsacco.com

Post: P.O Box 75 Nakuru