Loan Product

Talent Pamoja Loan

Stronger together — group lending for shared prosperity.

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Minimum
Ksh 50,000
Maximum
Ksh 5,000,000
Interest Rate
1% / month
Repayment Period
Up to 60 months

Pegged at three times the group’s savings
Interest of 1% p.m reducing balance
Repayment period of up to 60 months
Purchase of land, table banking, and construction.

Eligibility

Active group SACCO membership with at least 6 months of savings history
Group loan amount is 3× the group's total savings
Stable income verified by relationship officer
Group must be legally registered per Central Bank guidelines
Clear identification of actual business owner(s) within the group

Ready to Apply?

Join 2,200+ members growing with ACK Imani Talent SACCO.

Open Account & Apply +254 720 167 573
Simple Process

How to Apply

1

Join the SACCO

Register as a member and start saving regularly.

2

Build Savings

Save consistently for a minimum of 6 months.

3

Submit Application

Fill the loan application form at our office or online.

4

Receive Funds

Approved loans are disbursed promptly to your account.

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