Financial Solutions

Our Loan Products

Seven flexible loan products designed to meet your personal, business, education, and household needs.

All loans subject to membership eligibility. Interest rates from 1% per month on reducing balance.

Apply Now
01

Talent Loan

Working capital, capital expenditure, and productive asset purchase.

Range
Ksh Ksh 5,000–Ksh 500,000
Rate
1% / month
Period
Up to 36 months
Borrow from Ksh 5,000 up to Ksh 500,000
Flexible repayment of up to 36 months
Loan amount pegged at 3× your savings
02

Talent Plus Loan

High-value loan for major business, investment, and construction projects.

Range
Ksh Ksh 500,001–Ksh 5,000,000
Rate
1% / month
Period
Up to 60 months
Borrow from Ksh 500,001 up to Ksh 5,000,000
Extended repayment of up to 60 months
Loan amount pegged at 3× your savings
03

Tusome Talent Loan

Education fees, school supplies, and tuition costs for members and dependants.

Range
Up to Ksh Ksh 100,000
Rate
1% / month
Period
Up to 12 months
Borrow up to Ksh 100,000 for education needs
Repay comfortably over up to 12 months
Top-up option available
04

Talent Check Off Loan

For salaried employees of the diocese and board-approved institutions.

Range
Up to Ksh Ksh 5,000,000
Rate
1% / month
Period
Up to 60 months
Borrow up to Ksh 5,000,000
Repayment deducted directly from your salary (check-off)
Up to 60 months repayment period
05

Okoa Talent Loan

Emergency short-term cash. Fast processing for urgent financial needs.

Range
Up to Ksh Ksh 50,000
Rate
2% / month
Period
Up to 6 months
Borrow up to Ksh 50,000 quickly
Short 6-month repayment period
Rapid processing for genuine emergencies
06

Jamii Bora Loan

Purchase of household goods and clean energy products.

Range
Up to Ksh Ksh 200,000
Rate
1% / month
Period
Up to 18 months
Borrow up to Ksh 200,000
Repay over up to 18 months
Covers household goods and clean energy products
07

Talent Pamoja Loan

Group lending — table banking, land purchase, and construction.

Range
Ksh Ksh 50,000–Ksh 5,000,000
Rate
1% / month
Period
Up to 60 months
Group loans from Ksh 50,000 up to Ksh 5,000,000
Up to 60 months repayment period
Group loan amount pegged at 3× group savings
Process

How to Apply for a Loan

1

Check Eligibility

Be an active member with at least 6 months of consistent savings history.

2

Fill Application

Complete the loan application form and attach required supporting documents.

3

Approval

The credit committee reviews and approves your application promptly.

4

Disbursement

Funds disbursed to your bank account or M-Pesa within the agreed timeframe.

Ready to Apply?

Not a member yet? Join us first, start saving, and access loans in as little as 6 months.

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