Financial Solutions

Our Loan Products

Flexible loan products designed to meet your personal, business, education, Organizational and household needs.

Apply Now
01

Talent Loan

Working capital, capital expenditure, productive asset purchase (land or vehicle purchase) and construction.

Range
Ksh Ksh 5,000–Ksh 500,000
Rate
1.2% / month
Period
Up to 36 months
Partially secured with Guarantors, Title Deed or Log Book
Savings History of up to 6 months
Loan amount pegged at 3× your savings
02

Talent Loan Flexi

Working capital, capital expenditure, productive asset purchase (land or vehicle purchase) and construction.

Range
Ksh Ksh 5,000–Ksh 500,000
Rate
1.25% / month
Period
Up to 36 months
Fully Secured with either a Title Deed or Log Book
Savings History of up to 3 months
Loan amount up to 4× your savings
03

Talent Plus Loan

Working capital, capital expenditure, productive asset purchase (land or vehicle purchase) and construction.

Range
Ksh Ksh 500,001–Ksh 5,000,000
Rate
1.2% / month
Period
Up to 60 months
Partially Secured with Guarantors, Title Deed or Log Book
Savings History of up to 6 months
Loan amount pegged at 3× your savings
04

Talent Plus Loan Flexi

Working capital, capital expenditure, productive asset purchase (land or vehicle purchase) and construction.

Range
Ksh Ksh 500,001–Ksh 5,000,000
Rate
1.25% / month
Period
Up to 60 months
Fully Secured with either a Title Deed of Log Book
Savings History of up to 3 months
Loan amount pegged at 4× your savings
05

Tusome Talent Loan

Education fees, school supplies, and tuition costs for members and dependants.

Range
Up to Ksh Ksh 100,000
Rate
1.2% / month
Period
Up to 12 months
Borrow up to Ksh 100,000 for education needs
Savings History of up to 6 months
Up to 3x member's savings
06

Talent Check Off Loan

Salaried members, including ACK Diocese of Nakuru staff and parish employees. Personal development, repaid through employer checkoff.

Range
Up to Ksh Ksh 5,000,000
Rate
1.2% / month
Period
Up to 60 months
Borrow up to Ksh 5,000,000
Savings history of up to 3 months
Loan of up to 4X member's savings
07

Okoa Talent Loan

Emergency short-term cash. Fast processing for urgent financial needs.

Range
Up to Ksh Ksh 50,000
Rate
2% / month
Period
Up to 6 months
Borrow up to Ksh 50,000 quickly
Short 6-month repayment period
Rapid processing for genuine emergencies
08

Jamii Bora Loan

Purchase of household goods and clean energy products.

Range
Up to Ksh Ksh 200,000
Rate
1.2% / month
Period
Up to 18 months
Borrow up to Ksh 200,000
Savings history of up to 6 months
Repay over up to 18 months
09

Talent Pamoja Loan

Chamas and groups: self-help, women and youth groups, private companies or co-operative societies. Working capital, land or vehicle purchase and construction.

Range
Ksh Ksh 50,000–Ksh 5,000,000
Rate
1.2% / month
Period
Up to 60 months
Partially Secured with Guarantors, Title Deed or Log Book
Savings history of up to 6 months
Group loan amount pegged at 3× group savings
10

Talent Pamoja Loan Flexi

Chamas and groups: self-help, women and youth groups, private companies or co-operative societies. Working capital, land or vehicle purchase and construction.

Range
Ksh Ksh 50,000–Ksh 5,000,000
Rate
1.25% / month
Period
Up to 60 months
Fully Secured with Title Deed or Log Book
Savings history of up to 3 months
Group loan amount pegged at 4× group savings
11

Talent Bethel Loan

Churches and church departments. Church development, asset purchase and construction.

Range
Ksh Ksh 50,000–Ksh 5,000,000
Rate
1.25% / month
Period
Up to 60 months
Church loans from Ksh 50,000 up to Ksh 5,000,000
Up to 60 months repayment period
Pegged at 4× the Church's savings
12

Talent Kilimo Loan

Farmers. Farm working capital, capital expenditure, livestock and fisheries.

Range
Ksh Ksh 5,000–Ksh 1,000,000
Rate
1.2% / month
Period
Up to 18 months
Loans from Ksh 5,000 up to Ksh 1,000,000
Up to 18 months repayment period
Loan amount pegged at 3× the member's savings
Process

How to Apply for a Loan

1

Check Eligibility

Be an active member with at least 6 months of consistent savings history.

2

Fill Application

Complete the loan application form and attach required supporting documents.

3

Approval

The credit committee reviews and approves your application promptly.

4

Disbursement

Funds disbursed to your bank account or M-Pesa within the agreed timeframe.

Ready to Apply?

Not a member yet? Join us first, start saving, and access loans in as little as 6 months.

Become a Member Ask a Question